Life insurance policy provides security and compensation to the family members on the death of insured person. Health insurance policy is an agreement between a client and an insurance company. Health insurance agents help covers the cost of medical tests such as drugs, accidents, tests etc depending on the policy scheme the customer has chosen. It is necessary foe Life and Health Insurance Agents to pass their examination insurance in order to obtain a license to sell their policies to clients. An independent Life and Health Insurance Agent works on commission basis and has authority to represent different companies in order to serve customers with best policies plans. Life and Health Insurance Agents makes the client understand about various policies schemes and helps them to select policy that suits client’s financial and personal situation.
Life and Health Insurance Agent asks questions about client’s family, their financial situation and medical illness if any and depending on those factors, guide clients to buy policy. Health Insurance Agents sells policies that cover the expenses of medical treatment illness or injury. Health insurance agents also sell disability or dental or any medical illness policies. Life and Health Insurance Agents provides information on health and life insurance schemes, its risk covered its benefits and other features. Nowadays customers can buy life and health insurance policy online through a reputed health insurance agent. An online application can be forwarded to insurance company by online Life and Health Insurance Agent. Life and Health Insurance Agents don’t advise to buy same insurance plans to their entire customer, they advise them depending on client’s financial position.
Insurance is divided into two main categories: health and life and property and casualty. Life and Health Insurance Agents sells insurance that includes medical bills or death of insured person. Insurance agent’s success depends on his ability to retain customers and his reputation on his colleagues and customers.